Attention homeowners in Oakley and Contra Costa County: Need an appraisal?
Check out the top 7 reasons why CA homeowners order from Steve Urenda:
Do you own a home in or near Oakley? Do you need help deciding the value of your real estate?
At Steve Urenda, we understand the special needs of a consumer in need of appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Steve Urenda will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping folks just like you rid themselves of unwanted and unneeded PMI insurance. Challenging property tax assessmentsLets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Steve Urenda is your strongest weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Steve Urenda can help you reinstate your home equity line of credit with an expert appraisal. Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for preciseness, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Steve Urenda can help with that too. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house. |